independent insurance agency cluster


Participant Benefits

  • Maintain your independence
  • Gain additional markets *
  • Achieve higher contingency potential
  • Continuing education courses
  • Marketing assistance
  • Built-in perpetuation plan option
  • Group buying discounts
  • Network with other participants
  • Preferred premium finance rates
  • E&O policy credits through MIAA education course
  • Access to internet web design specialists
  • Access to H. E. Candage, Inc., Agency Consultant
  • Alternative workers compensation outlet
  • Sharing of MIAA membership costs
  • Preferred rates with Excess & Surplus Lines markets

*Subject to Carrier Approval

The principle purpose of the company is to serve as a clearing house for individual members and their agencies engaged in the insurance business. This enables our agencies to cluster revenues, obtain increased commissions and coordinate marketing efforts. The company may contract with various “participants” to increase volume and otherwise further the above mentioned purpose. The company recognizes the importance of a strong partnership with our carriers and will act at all times with complete honesty to our mutual business interest.

GFG Scope of Operations

The scope of operations for the company includes sales, marketing, processing of property and casualty insurance, bonding, life insurance, health insurance and services. It also includes risk management, claims adjusting, loss control and other insurance related financial services. The company may, by contract, limit or prohibit participants from engaging in any of these services under the Grindstone umbrella.


Helping Maine's Independent Insurance Agencies and Carriers better serve the needs
of the people of Maine since 1995.

Premium People, Premium Products

Grindstone Financial Group, LLC.
P.O. Box 547 Ellsworth Maine 04605
phone 207.502.2282 • fax 989-6308